Still waiting for that lottery win before you buy a campervan?
I'm beginning to think I'll never win the lottery... so perhaps it's time look at all the other ways to make my dreams come true - and buy a campervan.
Are you still waiting for that lottery win, too? Let's put our heads together to see if we can find the best way to buy a campervan.
First of all, why buy a camper at all? Well - why not? If you own a car, you could trade it in for a campervan - and make every aspect of life a lot more fun.
Owning a campervan gives you the perfect way to escape from the stresses of modern life, making the most of every free moment, as well as actual weekends and holidays. I have chatted to many of our lovely owners of Sussex Campervans about how getting a van has changed their lives. I added some of their stories and campervan tips to Daniel and Rebekah's wonderful paperback book (and Kindle version), Camper Van Life - and made some into blogs for you to read here. Many owners of Sussex Campervans have become our friends.
After chatting to them, I'm convinced - I'd love a campervan. Here's why.
- Couples tell us that buying a campervan has brought them closer.
- Families report that it's given them and their children the most wonderful memories, to last a lifetime.
- Single people discover it's the perfect way to explore the UK - and Europe - in comfort and safety.
- Dog owners no longer have the hassle and heartbreak of leaving their pets in kennels.
- Cyclists and walkers find they can expand their 'reach' and explore further afield.
- Sports and motorsports people drive their camper to an event, then have a good sleep before competing the next day.
- Festival-goers use their campervan's toilet and sink rather than queueing up with thousands of others for the facilities.
- Business people and commuters use campervans to save money and time, by camping near the meeting, the office, or the exhibition, or working while they travel. How cool is that?
"I must go down to the seas again, to the lonely sea and the sky, and all I ask is a tall ship and a star to steer her by..." Sea Fever, by John Masefield
How to find your money tree
So, how can you afford your dream Sussex Campervan this year if you don't have thousands of pounds just sitting in the bank? I’ve been thinking about this a lot, so I thought I’d share with you a few finance options that you may not have considered.
Part-exchange vehicle. We take almost ‘anything with wheels’ in part-exchange when you order a campervan from us. As long as it's roadworthy, we’ll get the best part-exchange price possible for you, to reduce the cost of buying your new campervan. Why keep a car, when you can drive our campervans as your only vehicle?
Personal loan. Interest rates are still at low levels - so this is a great time to shop around for a fixed-term unsecured loan with your bank or building society.
Finance. We’re very happy to offer you one of our campervans on finance. Once you’ve chosen your campervan, you just need to pay £1000 to secure the order. After that our trusted independent financial adviser will work with you to create your monthly repayment plan, typically spreading the cost over 10 years, or less. The better your credit rating is, the lower the interest rate will be. Our independent financial adviser will advise the best rate available at the time of the order, as Daniel, Paul and Chris explain on this video - Finance and Trade-ins - how to get your own Sussex Campervan. Of course, the more you have saved up as a lump sum, the less you will need to borrow.
Extend your mortgage. Mortgage rates can be even lower than personal loans, if you shop around. So if you own a property, you could extend your mortgage on your property to free up funds for your campervan purchase. As with any mortgage, if you are unable to repay the lender they’ll want you to sell your home in order to pay up.
Downsizing. Lots of our customers decide to downsize from a family house to a smaller home, or move to a cheaper area, especially once their children have grown and flown. This frees up the cash you need to enjoy your well-earned freedom from family responsibilities at last.
Shared purchase. In the same way that some families buy a holiday home, caravan or lodge to share between them, why not buy a campervan between several close friends or family members? Just make sure you draw up and sign an agreement to share the running costs and organise who uses it when!
Windfall. Of course you may win the lottery, or inherit money. Many people like to spend an inheritance on a campervan, in honour of their loved ones, because life’s too short to spend the whole time working! (It might be worth buying the odd lotto ticket, just for fun...)
I hope you find this round-up of finance options useful. Let me know if you have any more creative ideas, won’t you!
Buying a campervan is a wonderful investment - it’s easy to sell on when you decide to upgrade to a newer one, and our after-sales service will help you keep it in top condition. Above all, I hope you like my motto:
A campervan is the only thing you buy that makes you richer
Why not visit Sussex Campervans? We’re open from 9-5 on weekdays and 10-4 on Saturday, and we’d love to show you around.
We’re located in the countryside north of Horsham in West Sussex - here's the Sussex Campervans map to help you find us.
Just give us a ring on 01403 336 369 or email firstname.lastname@example.org to book an appointment, so we know when to put the kettle on!